Quick answer
Generally yes, scheduled valuables coverage is typically worldwide, not limited to your Ohio home, which matters for jewelry worn while traveling, instruments taken to performances elsewhere, or art loaned to an out-of-state exhibition. Specific terms and any regional exclusions still vary by carrier and item, so it’s worth confirming for each scheduled piece rather than assuming blanket coverage.
We confirm this specifically for any client whose valuables regularly leave the state, or the country, as part of the full asset review.