Quick answer
Yes. Ohio shares borders with Pennsylvania, West Virginia, Kentucky, Indiana, and Michigan, and high-value homes near any of those borders are covered the same way as properties in the state’s interior. Border-area properties sometimes get overlooked by agencies that think regionally rather than statewide, but our carrier appointments with Cincinnati Insurance and Chubb apply everywhere in Ohio.
One thing worth flagging if you’re near a border: if any part of your property, land, or ownership structure crosses into a neighboring state, that needs to come up during your asset review specifically, since it can affect which carrier and policy structure actually fits.